We got the policy through Sandi Smith the same day as we got the car and she said that me only having a permit was fine. This family friend has insurance with her sister as well which is why we had to find a whole new company-or so they told me. I recently paid for a car in full at Hertz in Burien on but no one in my household has a license so I had to get a licensed family friend to register as the owner and we got a policy with Omni Insurance. I live in Washington and am 19 with a valid permit. Compare Quotes From Top-Rated Insurance Companies You can then take or send proof of your insurance to your state DMV, to start the process of getting your license back. While not all insurance companies are willing to set up a policy under these circumstances, many companies will, so just shop around a bit. If your license has been suspended or revoked, your state’s DMV might require you to obtain insurance before reinstating your license. That said, if you share the same address as the person that you are insuring, most likely the auto insurance company will consider you as a possible driver and factor that into your auto insurance premium (basically, unless you have a serious disability, your auto insurance company will most likely not accept your promise to not drive the vehicle). For example, if you are retired, have surrendered your license and want an adult grandchild to run errands for you and that person doesn’t have their own insurance, this exception may work for you. Basically, this means that if you own a car and want to be driven around or want to pay the auto insurance bills for someone else that drives your car, you can. If you do not have a driver’s license out of choice or necessity (for example, you have a disability that does not allow you to drive) then it is possible to get auto insurance on a vehicle that you own if you can, a) prove that you will never be driving the car and, b) list a licensed primary driver that will be driving the car. In some states, if you have a Mexican identification card, you are allowed to use that as a substitute for a driver’s license, and therefore can get auto insurance. However, there are three cases in which you may be able to obtain insurance without a license: If you do not supply a valid driver’s license number during your auto insurance application (whether over the phone with an agent or online) in almost all cases you will not be able to continue with your application. That said, there are people that break the law and drive without a driver’s license, but it is impossible for them to have auto insurance (so in most states they are breaking at least one other law by not having auto insurance). ![]() If you do not have a driver’s license, then you cannot legally drive a motor vehicle, and therefore you have no need for auto insurance. I don’t have a valid driver’s license – can I still get car insurance? With a few exceptions that we’ll go over below, the answer to this question is a resounding “NO”.
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